Here is a link to a recent article on the benefits of the Lease-Here, Pay-Here model from a top 100 accounting firm. Take a couple minutes to read this blog post from Katz, Sapper & Miller. This firm works with BHPH and LHPH dealers across the country, which gives them a unique and valuable perspective on the industry.
https://www.ksmcpa.com/blog/subprime-automotive-and-the-growing-lease-here-pay-here-model