Interested in how Lease-Here, Pay-Here dealers stack up to their Buy-Here, Pay-Here peers?  Here is a comparison of recent benchmarks between the two models.  In 2018, LHPH dealers were rolling larger dollar vehicles, on leases that were eight months shorter in term, with the same monthly payment as the average BHPH dealer.

In subprime lending, you need to keep your terms as low as possible to reduce your risk, while still keeping the customer’s payments affordable.  LHPH provides the financial instrument to do just that.